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21+3 Blackjack  is a combination of two of the most popular online casino games of all time, Blackjack and 3 Card Poker.

If you like Blackjack, or if you’re a fan of 3 Card Poker, 21+3 Blackjack should be your kind of casino table game. You start with your Blackjack bet, and you can play a side bet on the three card poker hand made up of your first two cards, and the dealer’s first card.

If anything, this game takes the skill of blackjack and combines it with the excitement and the luck factor of 3 card poker. The result is an online casino table game that fans of both card games will love.

There is no bonus round, or progressive jackpot, but that is what you come to expect with casino table games. The maximum stake is a cool £1000 per bet if you’re feeling lucky, and the return to player percentage payout is also generous. 

How to play

In 21+3 Blackjack you try to beat the Dealer by accumulating a card value total close to, but not over, 21 points. You can also try to win big money by making a 3 Card side bet which pays relative to the combination of your first two cards and the dealer's up card.

Start by placing a bet. The Blackjack 21 bet is required. The 3 Card bet is optional.
After placing your bets, click the DEAL button to start play.

You receive two cards, both face up, and, the Dealer receives one face up card. If you made a 3 Card bet and these first three cards form a winning outcome, you are immediately paid relative to the side bet pay table. These winnings cannot be affected by your subsequent Blackjack play.

Playing a Hand of Blackjack

All face cards are worth 10, Aces are worth either 1 or 11, and all other cards are worth their face value. A Blackjack occurs when the card value total of a hand's first two cards sums to 21 by getting an Ace and a 10-value card.

If the Dealer's face up card is an Ace, you are offered Insurance against a Dealer's Blackjack, which you can accept or decline. If you accept, this automatically places another bet equal to half of your original bet. After you play out your hand, if the Dealer has Blackjack, then your Insurance Bet is paid 2 to 1.

If your first two cards form a Blackjack, then you are a guaranteed winner. If the Dealer does not have Blackjack, you win 3 to 2 on your main bet. If the Dealer also has a Blackjack, then it is a tie, and you win your main bet back.

If you do not have a Blackjack, then you are given the opportunity to try to improve the outcome of your hand. Depending on the cards you hold, you may choose one of the following options:

HIT - You request an additional card. You can continue to request additional cards until you decide to stand or until your card value total is 21 (automatic stop) or until you bust by receiving a card that causes your card value total to exceed 21. If you bust, that hand loses and your main bet is forfeited.

STAND - You request no further cards and play this hand against the Dealer's hand.

SPLIT - If the first two cards in a hand are of the same value, you may click SPLIT to split your cards into two separate hands, which also places an additional bet equal to the original main bet. (A split hand leading to a two card value total of 21 is not a Blackjack.) 21+3 Blackjack game features the ability to resplit each split hand once. To do so, click SPLIT again . Another bet equal to the original main bet will be placed. Unlike most blackjack games, 21+3 Blackjack has no special restriction on split Aces. You may treat split Aces just like any other split card.

DOUBLE DOWN - On the first two cards in a hand, you may click DOUBLE DOWN to automatically double your original main bet and receive exactly one additional card. You may also double down on the first two cards of any split or resplit hands.

The card value total is displayed on circular plaques adjacent to each hand. As cards are dealt to a hand, the plaque displays an updated card value total. When your hand holds an Ace and the plaque flashes the card value total and the word "Soft", the value displayed is based on counting the Ace as an 11 rather than a 1 (for example, a 5 and an Ace are shown as a "Soft 16").

When comparing your hand versus the Dealer's hand, Aces are evaluated such that they represent the highest possible card value total not exceeding 21.

After you have played out your hand without exceeding 21, the Dealer's hand will be played out.

If the Dealer's hand is a Blackjack, then all main bets are forfeited, and the game ends. (The exception is when you also have a Blackjack in which case your main bet is returned.)

If the Dealer's card value total is 16 or lower, additional cards are dealt until the card value total is 17 or higher. If the Dealer's card value total exceeds 21, then the Dealer busts and any of your standing hands win. Otherwise, the Dealer's card value total is compared against each of your hands. In the case of a tie, this is a push and your bet for that hand is returned.

If your hand busts (total value exceeds 21) then the Dealer will only be dealt a second card in the case where the Dealer's first card is an Ace and you placed an Insurance bet.

3 Card Poker Pays

Place a bet on the optional 3 Card side bet to be eligible for a win based on your first two cards combined with the Dealer's up card. If these three cards match one of the following outcomes, then you win the highest corresponding award in the paytable, listed from highest to lowest below.

Suited Three of a Kind:
Three cards with the same rank, all of the same suit. For three cards to have the same rank, they must have the same number (like three 8s) or the same picture (like three Queens).

Straight Flush:
Three cards of consecutive rank, all of the same suit. For example, 6-7-8 of Hearts.

Three of a Kind:
Three cards with the same rank of mixed suits.

Straight:
Three cards of consecutive rank of mixed suits. Ace can be high (as in Q-K-A) or low (as in A-2-3).

Flush:
Three cards of the same suit.

How to Bet

To play 21+3 Blackjack, select a chip value by clicking a chip at the bottom of the playing field. The chip you select brightens and displays in a raised position. To place a main bet, click the Blackjack 21 bet circle in the center of table. To place a 3 Card side bet, click the side bet circle. Each time you click, you place one chip on the table.

Your main bet is required and must be at least as large as the minimum bet and cannot exceed the maximum bet. The side bet is optional and its bet limits are listed in the pay table.

After you place your bet, click the DEAL button.

If you wish to repeat your last bet and play immediately after completing a game, click the REBET AND DEAL button. If you have sufficient credits, this button restores your previous bets and initiates play all in one click.

If you wish to repeat your last bet without initiating a new game, click the REBET button. This restores your previous bets. If you wish, you can adjust any bet. You still need to click the DEAL button to initiate play.

The DOUBLE BET button causes your currently placed main bet to be doubled every time you click it. If doubling your current main bet would cause a bet to exceed the bet limit, then the DOUBLE BET button is not available.

If you click the DOUBLE BET button before placing a bet, this is equivalent to first clicking the REBET button and then the DOUBLE BET button. You will still need to click the DEAL button to initiate play.

Clicking the DOUBLE BET button also rebets the 3 Card side bet but does not double it.

To remove a bet from the table, either press the SHIFT key and click your chips on the felt, or click the CLEAR button.

Rules - Dealer

Dealer must draw to 16.

Dealer must stand on all 17's. This includes soft values where an Ace can be counted as an 11 value.

Insurance Bets are offered when the Dealer's face up card is an Ace. Subsequent Dealer Blackjack will pay 2 to 1 on any Insurance Bet.

Dealer Blackjack beats all Player outcomes causing loss of all Player bets. The exception is when Player and Dealer both have Blackjack, in which case the main bet is returned to the Player.

General Rules

6 decks of standard playing cards, shuffled for each hand of play.

Malfunction voids all pays and play.

This game is regulated by the Alderney Gambling Control Commission. The theoretical average return to player (RTP) is 99.70%. This RTP represents the long-term expected payback of the game which has been calculated by an independent testing company in accordance with AGCC regulations.